Read These 5 Tips to Help Counter Identity Theft

ID Theft Writer — Sat, 21 Feb 2009 09:36:20 +0000

Identity theft is something that we should all be concerned with, so the necessary precautions should be taken to secure our identities. You are the only one who is deeply concerned about the security of your identity, so make sure you are making use of common sense to make sure you don’t become identity thefts next victim. Another thing to consider is making use of an protect your identity solution.

Because it is up to you to make sure your identity is safe, you really should look hard at the below suggestions. You should also consider making use of a personal identity theft plan.

1. Mail security: A lot of personal information is probably in the mail you receive daily. This includes bank statements and applications for credit cards which can be used to steal your identity. Consider opting out of receiving credit card applications and start to receive your bank statements online, so that you eliminate a lot of your personal information from the postal service.

2. Using a debit card: Every time your debit card is used as a credit card, you are making it more likely to have your account information stolen. Remember that purchases made with your debit card cause funds to come out of your bank account very quickly, so if you fall victim to a criminal, your money could be gone in a flash. Use a normal charge card instead since the funds aren’t drawn directly from your bank account.

3. Writing checks: Every time you write a check for a purchase, you are putting out your checking account number and routing number for anybody to see. Sometimes this is all that a thief needs to steal your money. Quit writing checks and use a credit card or pay electronically.

4. Temporary credit cards: These days many banks and financial institutions are giving their customers the option to use temporary credit card numbers. These are issued as a temporary use credit card number that is then used to make purchases like a normal credit card. This keeps the actual credit card information out of the hands of thieves.

5. Copy records: Keep a record of all your financial institution account numbers, which will include your credit card numbers. Also, you need to keep duplicates of your important personal documents such as your drivers license and anything else of importance. This information will be necessary if you ever find that any of these documents are lost, or if you ever become a victim of identity theft.

By following the above suggestions, you are well on your way to protecting your identity. Another step you should consider is to subscribe to a protect your identity solution. Doing so will help with securing your identity so that you never become a victim of identity theft.

Stop Identity Theft » tips to stop identity theft

Read These 5 Tips to Help Counter Identity Theft

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