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Your Credit Score Affects Your Reputation

When you think of your reputation you think of things like honesty, sense of humor, generosity, punctuality, your love life, and the way you treat other people.They’re all personal habits, and so is the way you handle money.The difference is, while all the rest of those attributes are tossed around between your friends and acquaintances, your money management reputation is also made public record for any potential creditor, landlord, employer, or insurer to access.Unlike some other things that might have gone on in your life, you can’t move to a new community and escape your financial reputation. Your credit report and your credit scores tell all – at least for 7 years.The worst of it is – that financial reputation affects things that you might think have nothing to do with your bill-paying or borrowing habits. Things like qualifying for a new job.That’s why it’s worth your effort to protect [...]

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